CarPajak helps customers explore financing options using a fully paid vehicle as collateral. Our process is designed to be clear, straightforward, and convenient, so you can understand your eligibility and next steps with confidence.

We assess your car based on factors such as its make, model, year, mileage, overall condition, and current market value. This helps us estimate the vehicle’s value and the financing amount you may qualify for.

To get started, submit your vehicle details through our website or contact our team directly. We will review the information, confirm that the car is fully paid, and guide you through the next steps and required documents.

We mainly accept fully paid cars for this financing application. Eligibility may vary depending on the vehicle’s age, condition, and other assessment criteria. If you are unsure whether your car qualifies, our team will be happy to help you check.

This product is only available for cars that are fully paid and do not have any outstanding car loan balance. If your vehicle is still under financing, please contact our team to check whether any alternative options are available.

You can begin by submitting your details on our application page. Once we receive your information, our team will review your application and confirm whether your fully paid car meets the basic requirements.

Requirements may vary depending on your application, but one of the main conditions is that the vehicle must be fully paid off. Our team will let you know what documents and details are needed for the next step.

No. Submitting an application through our website is free of charge, and our consultants do not charge any fee for assisting you with the process.

Once your application has been reviewed, our team will update you by phone, WhatsApp, SMS, or email, depending on the contact details you provide. We will also explain the next steps clearly.

If your application is successful, our team will guide you through the disbursement process and let you know how and when the funds will be released.

Repayment is typically made through bank transfer or online banking based on the arrangement shared with you. Full repayment details will be provided after approval.

If you are facing difficulty with repayment, please contact our customer service team as soon as possible so we can advise you on the next steps.

Renewal or extension may be available depending on your existing arrangement and eligibility. Please contact our consultant, and we will review the available options with you.